Input your spending and income patterns, loans, expected spending and lump sums - and see summaries and charts of your financial situation over the next three years.

The app is prefilled with sample data as a starting point. You can edit the numbers to suit you and see the updated summaries quickly and easily. The data you input is stored in your browser (whether on your phone or on your PC) so you can leave and come back later and it'll all still be there.

All the calculations are done either in your browser or on a server in the EU. It's 100% anonymous.

So.....

• Play with the app a little, get used to it.
• Clear the data to blank
• Enter all your own numbers
• See our suggestions on the advice page - then get in touch either by submitting your information there or contact us on the main Sprout Plans site.

You can start again with the original sample data or with blank data using the buttons at the bottom of the page.

You can contact us any time at: niamh@sproutplans.com

User Notes
Welcome to MyRoboFP Limited T/A SproutPlans (SproutPlans) prototype July 2021.
The scenario illustration models contained within this app have been put together to help you to understand your own cashflows over the next three years to help you meet your goals. These models do not allow for inflation or savings growth over the period. Figures shown are not exact and actual figures will vary.

Data Protection:
The personal data/financial information that you enter in these models will only be stored on your local devices and not visible to anyone but you when using your devices. It is your responsibility to ensure that your devices are not shared in order to protect your personal data and account details. SproutPlans will not be held liable should this data be accessed via your devices either through direct access or via the internet. We will not ask you any account details identifying you or your accounts and none are required for this app. The level of this detail that you input is up to you, but we would recommend any information input should be non-identifying, for example do not add full account details or IBANs. Be careful to always protect your personal data and account details.

Outputs:
Instant scenario outputs are illustrated in graphs and charts - depending on your inputs. To recalculate these charts, press the tab indicated. Should these outputs not show positive cash balances throughout try changing your goal amounts or timings or review your outgoings to ensure positive cash balances throughout the period.

Limitations of Liability/ Terms of Use:
Please be advised that the onus is on you the customer to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. All information contained on any page set up by SproutPlans is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters and accordingly assume no liability whatsoever in connection with its use. Consult your own legal or tax advisor with respect to your personal situation.

Under no circumstances will SproutPlans be responsible or liable for any cost or direct, indirect, special, incidental or consequential damages arising out of or in connection with the use of, access to browsing or downloading of any information, data, text, images or other material accessible through its website or app.

Debt simulations do not form any form of credit agreement or certainty, and separate credit assessments will need to be conducted by relevant lending institutions according to their own policies and procedures. This is a service in development.

The contents and outputs of these models do not form any form of financial or legal advice. Independent tax, financial and legal advice should be sought in advance of taking any action. Output simulations are based on the data as entered by you. SproutPlans and its representatives and employees are not liable for any errors. SproutPlans and its representatives and employees will not be held liable for any action taken by the user or their associates because of model simulations. Debt simulations do not form any form of credit agreement or certainty, and separate credit assessments will need to be conducted by relevant lending institutions according to their own policies and procedures. This is a service in development. SproutPlans and its employees will not be held liable for any errors or omissions.

Contact Us/Feedback
Thank you for taking the time to use this service, we hope you find it of value. We would very much welcome your feedback, please email us at:niamh@sproutplans.com

MyRoboFP Ltd.
T/A SproutPlans is registered in Ireland under company number 670097 and regulated by the Central Bank of Ireland under C453142.

Name

Age

Current Pension Value

Personal Notes

Income 1

Owner : Net Amount (after tax):

Income Frequency Yearly Monthly Fortnightly Weekly

  

Next Payment Date:

Last Payment Date :

---

Income 2

Owner : Net Amount (after tax):

Frequency Yearly Monthly Fortnightly Weekly

  

Next Payment Date:

Last Payment Date:

---

Income 3

Owner : Net Amount (after tax):

Frequency Yearly Monthly Fortnightly Weekly

  

Next Payment Date:

Last Payment Date :

---

Income 4

Owner: Net Amount (after tax):

Frequency Yearly Monthly Fortnightly Weekly

  

Next Payment Date:

Last Payment Date :

Expense 1

Spender: Net Amount Frequency Yearly Monthly Fortnightly Weekly Daily

Next Payment Date: Last Payment Date:

---

Expense 2

Spender : Net Amount: Frequency Yearly Monthly Fortnightly Weekly Daily

Next Payment Date : Last Payment Date:

---

Expense 3

Spender: Net Amount: Frequency Yearly Monthly Fortnightly Weekly Daily

First Payment Date: Last Payment Date:

---

Expense 4

Spender: Net Amount: Frequency Yearly Monthly Fortnightly Weekly Daily

Next Payment Date : Last Payment Date:

Loan 1

Owner: Category Mortgage Car Loan Personal Loan

Outstanding Balance:
Regular Monthly Repayment:

Interest in %:
Next repayment date:

Are you going to make any additional lump sum payments? If so:

Amount: Date:

---

Loan 2

Owner: Loan Type Mortgage Car Loan Personal Loan

Outstanding Balance:
Regular Monthly Repayments:

Annual interest in %:
Next repayment date:

Are you going to make any additional lump sum payments? If so:

Amount: Date:

---

Loan 3

Owner: Loan Type Mortgage Car Loan Personal Loan

Outstanding Balance:
Regular Monthly Repayments:

Annual interest in %:
Next repayment date:

Are you going to make any additional lump sum payments? If so:

Amount: Date:

---

Loan 4

Owner: Loan Type Mortgage Car Loan Personal Loan

Outstanding Balance:
Regular Monthly Repayments:

Annual interest in %:
Next repayment date:

Are you going to make any additional lump sum payments? If so:

Amount: Date:

Savings Accounts

1. Owner/Description: Current Balance:

2. Owner/Description: Current Balance:

3. Owner/Description: Current Balance:

4. Owner/Description: Current Balance:

Future Financial Goals

1. Goal: Amount needed: When:

2. Goal: Amount needed: When:

3. Goal: Amount needed: When:

4. Name: Amount needed: When:

Any future lump sums expected

1. Name: Amount (after tax): When:

2. Name: Amount (after tax): When:

3. Description: Amount (after tax): When:

4. Description: Amount (after tax): When: